The Japanese version of "credit score" is here. But how does it differ from "credit information".

Credit Help.

It's called "Credit Help. "

Credit scores will be available in Japan starting November 28. The company is called Credit Information Agency CIC (we'll call it CIC for short). It was started in 1984 with joint funding from credit companies.

Credit Guidance is a credit score like China’s Zhima Credit and the FICO score in the U. S This could help grow the credit system in Japan.

To check this, just apply for access on the CIC website. The fee to get information is 500 yen online and 1,500 yen by mail.

Also, there's something like a credit score called "credit information," which people often refer to as credit history. You can check this on the CIC website for a small fee, just like with a credit score.

What's the difference between a credit score and a credit report.

Credit Guidance is a number that shows credit information and ranges from 200 to 800. This makes it a lot easier to read. You can easily see this by looking at the CIC example.

Here is a link to a sample credit report, and below are example answers for the credit score and advice from CIC.

The credit report is only basic information. The credit guidance is short and simple to understand. There is one main number and up to four reasons for figuring it out.

CIC says this will help users easily see their credit status. It will also help credit companies do a better job of checking credit. It looks easy to use, but it is also kind of scary.


Also, the better your credit score, the easier and better your financial deals will be. If you use Sesame Credit in China, you can get more rewards like discounts and better interest rates. Hmm, that's something we can all enjoy in Japan.